Comments for My Credit Report Info

Comment on ‘Soft Hit’ vs ‘Hard Hit’ by Mike

Mike — Tue, 10 Jan 2012 00:14:18 +0000

12-13 times for a car loan.

Comment on ‘Soft Hit’ vs ‘Hard Hit’ by Deniece

Deniece — Tue, 18 Oct 2011 22:41:58 +0000

As many times as they want, when looking for the best rate through different lenders. It has to be on the same day though that you are there looking for financing. Any time after that they will need your approval again to pull your credit.

Comment on What are my rights against creditors or debt collectors? by FRANK

FRANK — Sat, 09 Jul 2011 16:07:30 +0000

HOW MANY TIMES CAN A DEBPT COLLECTOR CALL YOUR HOME? , I HAVE RECIEVED 3, SOMETIMES 5 A WEEK FROM THIS GROUP, FOR A LONG TIME I TOOK THE TIME TO EXPLAIN WHY I WAS BEHIND AND WOULD TRY TO MAKE UP PAYMENT THAT I AM BEHIND WITH, BUT ITS $1000 A MONTH AND I HAVE HAD A DROPP IN INCOME 62%, IN THE MEANTIME I HAVE CONTINUED TO PAY THE MONTHLY PAYMENTS

Comment on What are my rights against creditors or debt collectors? by Angela

Angela — Mon, 06 Jun 2011 15:43:40 +0000

My debt was turned over to a law firm for collections. I have asked them not to call my job and they continue to call. What are my rights? Also, can they take me to court for collections?

Thanks,

Comment on ‘Soft Hit’ vs ‘Hard Hit’ by Jordan Foutz

Jordan Foutz — Thu, 07 Apr 2011 18:00:17 +0000

Still trying to determine if a “soft hit” would affect my ability to get a personal loan for some home improvements. If I could get some clarification that would be awesome.

Comment on What are my rights against creditors or debt collectors? by in ya face

in ya face — Sat, 23 Oct 2010 12:31:15 +0000

about 2 years ago now i had my car clamped, i phoned up to try and get my car, 350gbp was the charge to get my baby back, this is what i did and it cost me a total of nothing in the end,
after trying to reason with a guy who was not in any mind to be reasonable and quite threatening on the phone and in person to, so i made the payment to the clamping company,(using my credit card) i then got in my car and drove off there property and down the road where i pulled over in a lay-bye, i then phoned the credit card company and informed them that a transaction has just been taken from the account for 350 and this payment was taken with menace, i got full money back and my car at a total cost cost of nothing, you have to use the words taken with menace, the card company then stops the payment and investigates the clamping company.
i just sat here wondering if this same principal could work with collectors that come menacing at peoples doors, if it does then i am sure the investigation that pursues them wont be to good for business, headlines like… Debt Company Menace People Into Paying..wont go down to well for them or any other company that use underhand tactics and practices. just a thought

Comment on Credit Report Myths & Facts by Girlsoutloud

Girlsoutloud — Sun, 22 Nov 2009 09:41:12 +0000

I thought this was a very interesting post thanks for writing it!

Comment on Credit Report Myths & Facts by ShellyCute

ShellyCute — Fri, 13 Nov 2009 15:21:01 +0000

thumbs up! i linked to this post

Comment on The Jumbo Loan: What is it, why you might need it, and strategies to avoid jumbo loans. by JB williams

JB williams — Sat, 10 Oct 2009 15:20:41 +0000

I found this information very helpful. It is great info and I added it to my list. Look forward to reading more from you in the future.

Comment on How Credit Affects Your Ability to Land a New Job by Michelle

Michelle — Thu, 17 Sep 2009 19:57:24 +0000

Thanks for the tips. Clean credit is becoming just another job requirement for many employers.