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Loan Modification: How it works and can benefit homeowners. April 24

Filed under Credit, Mortgage by Uncle M | 0 comments

Loan modification is a term used to describe reworking the original terms of a mortgage loan to make it easier for the homeowner to make monthly payments. These days loan many Americans are turning to loan modification as last resort to help avoid foreclosure, and President Obama has asked lenders to do loan modifications for desperate homeowners whenever it is feasible.
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Obama’s Now Loan Modification Program to Help Homeowners April 17

Filed under Credit, Mortgage by Uncle M | 2 comments

The Obama Administration has been working nonstop – along with agencies like HUD and the FHA – to come up with proactive ways to address the nation’s foreclosure crisis and help homeowners keep their homes. One of the most promising initiatives to emerge is the new Making Home Affordable program, which allows eligible homeowners to get new mortgage terms through a process known as loan modification.
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