My Credit Report Info

The recession has made consumers much more aware and vigilant about their household budgets – especially when it comes to potentially hazardous credit card spending – and it has also hit banks and other lenders hard. So while cardholders strive to hold on to their savings and avoid high credit card debt, late fees, and other related charges those companies that issue credit cards are trying to ensure that their customers do not get overextended on their payments. (more…)

We all want to pay the bare minimum in taxes when April rolls around, and those who want to take as many deductions as legally possible often start thinking ahead of ways to deduct additional business expenses. But not all of these tax deductions are necessarily a good idea, even if they can save you a few dollars each year. The reason why is that they may also create a situation that puts you at greater risk for intense scrutiny from the IRS – including a dreaded tax audit. (more…)

Unless you have a valid Last Will in place at the time of your death, even your loved ones may not have access to your estate – including money, property, and homes. That’s because the estates of those who die without a Will are supervised by the court system according to state law. Many times the state will claim almost everything for itself, leaving very little extra to be inherited by those to whom you may have wanted to leave your estate. (more…)

With consumers angry and legislators under pressure to do more to rein in the banking industry, officials in Washington have pledged to pass new tougher laws in the coming months regarding credit cards. (more…)